Former Lloyd's Bank, 1 Carlton Street including 39 Pelham Street

The former Lloyd's Bank, located at 1 Carlton Street and including 39 Pelham Street, is a building from the mid-19th century that has undergone alterations, particularly in the late 19th century and around 1900. It is designed in the Italianate style, featuring stucco with stucco dressings and ashlar, and has slate roofs. The building has a three-storey structure with a four-window range. The left side, which is No. 39, has a projecting bay and a restored 19th-century shopfront with round-arched lights. Above this, there are two windows on each floor, reglazed and framed with moulded architraves.

To the right, the bank section has a single-storey front added around 1900, characterized by a granite plinth and a plain doorway flanked by single windows, all beneath a cornice and balustrade. Above this, there is a full-width traceried opening with a central round-arched window under a dentillated cornice. The original front of the bank, located above and behind, features two plain sash windows. The right return, also from around 1900, has four windows and a projecting bay to the left, topped with a full-width balustrade.

Inside, there is a porch with a mid-19th-century round-arched doorway, fanlight, and sidelights, separated by Doric columns. The banking hall boasts a cross beam ceiling supported by six Corinthian marble columns, Corinthian pilasters, and dentillated cornices.