Moray Bank, 21 Institution Road, Elgin is a Grade B listed building in the Moray local planning authority area, Scotland. First listed on 20 August 1981. House.

Moray Bank, 21 Institution Road, Elgin

WRENN ID
silent-baluster-lark
Grade
B
Local Planning Authority
Moray
Constituency
Moray West, Nairn and Strathspey MP: Graham Leadbitter (SNP)
Country
Scotland
Date first listed
20 August 1981
Type
House
OS grid reference
NJ 218 626
Coordinates
57.64672, -3.31081
Source
Historic Environment Scotland listing

Also on this page: EPC · flood risk · radon risk · weather exposure · detailed attributes ↓

Description

Moray Bank, located at 21 Institution Road in Elgin, is a house built around 1845 by A and W Reid, following designs by William Robertson. This two-storey, three-bay house features a central doorway and is constructed from finely dressed rubble with ashlar dressings. The first-floor window in the center is topped with a pediment and has a cast-iron anthemion balustrade over a shallow balcony, which is supported by a cornice with brackets. The windows have 4- and 12-pane glazing. The house has end stacks and a piended slate roof, along with rubble garden walls.

Local climate

Moray Bank, 21 Institution Road, Elgin sits in a wetter-than-average part of the UK, with an average of 980 mm of rain a year. This makes it wetter than 78% of listed buildings in the UK. Its exposure to wind-driven rain is lower than that of 69% of listed buildings.

It experiences an average of 22 freeze-thaw cycles a year, fewer than 77% of listed buildings. Of these, 16 follow at least 1 mm of rain in the preceding 48 hours. Average temperatures at this location have risen by 0.3°C per decade since 1991.

Averages for 1991–2020; temperature trend 1991–2025. Figures describe the wider area (a grid cell of roughly 10 km), not the individual site. Contains modified Copernicus Climate Change Service information 2026.

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Nearby listed buildings

  1. Presbytery, St Sylvester's Roman Catholic Church, Institution Road, Elgin Grade B 16 m
  2. St Sylvester's Roman Catholic Church, Institution Road, Elgin Grade B 24 m
  3. Kinrara, 23 Institution Road, Elgin Grade B 25 m
  4. School, St Sylvester's Roman Catholic Church, Institution Road, Elgin Grade B 32 m
  5. Heatherley, 33 Abbey Street, Elgin Grade C 85 m
  6. Eastwood, Moss Street, Elgin Grade B 104 m
  7. Girnigoe, 35 Moss Street, Elgin Grade B 108 m
  8. Southbank, 36 Academy Street, Elgin Grade C 123 m
  9. 50 Moss Street, Elgin Grade B 144 m
  10. Convent Buildings, Convent Of Mercy, Abbey Street, Elgin Grade A 148 m