224-226 High Street, Kirkcaldy

224-226 High Street in Kirkcaldy is a classical bank building designed by William Burn in 1833, which has been altered at the ground level in the mid-20th century and again in 1966. The structure is three stories tall with a basement and features three bays. The ground floor is finished in granite, while the upper levels are in polished ashlar. It has a base course, a moulded dividing course, and a mutule cill course on the first floor, along with a cavetto eaves cornice and a balustrade. The ground floor is pilastraded, and the first floor has pedimented windows, with lugged and architraved windows above the ground level.

On the north elevation facing High Street, there is a bay to the right of center with a panelled timber door to the right and a tall display window to the left, mirrored in the bay to the left of center. The center bay has two windows, and all openings feature deep plate glass fanlights. There is a slightly recessed round-headed pend entrance, known as Adam Smith's Close, to the outer right. Small lion heads are located to the outer right and left of the mutule cornice. The first floor has three pedimented windows, and the second floor has three smaller windows, topped with an ashlar-coped stone balustrade.

The south elevation has a ground floor with a timber door and fanlight in the bay to the right, two windows in the center, and a single-storey extension projecting to the left. There is also a deeply recessed bay with a round-headed pend entrance to the outer left beyond the boundary wall. Above ground, there is an advanced broad semicircular bay to the left of center featuring a tall tripartite window and a cantilevered balcony on the first floor, with a center window on the second floor. The bay to the right has a tripartite window on the first floor with narrow flanking lights and another window above, along with a window in the second floor of the recessed outer left bay.

The building features a 12- and 15-pane glazing pattern in timber sash and case windows, with fixed plate glass glazing on the ground floor of the north elevation. The roof is covered in grey slates, with coped ashlar skews and ashlar-coped stacks with cans. Decorative cast-iron downpipes with rainwater hoppers are also present.

Inside, there is a top-lit oval stair with a dado rail, decorative cast-iron handrails, and timber balusters. The first floor includes an elliptical-arched opening and fanlight with small-pane glazing, working shutters, and decorative cornicing. There is a round-headed doorway leading to the basement, which contains a strong room and a vaulted cellar.

The property is enclosed by coped rubble boundary walls.