Clydesdale Bank, 81-83 Victoria Street, Newton Stewart

The Clydesdale Bank, located at 81-83 Victoria Street in Newton Stewart, is a later 19th-century, two-storey, three-bay building with a single-storey and basement addition from the same period. The structure is built from rubble whinstone, featuring bull-faced granite quoins on the street elevation, while red sandstone ashlar dressings are used elsewhere.

On the west elevation, there is a segmental-arched, keystoned door at the center, which is deep-set, flanked by tripartite windows. The first floor has segmental-arched windows. The north elevation includes a modern single-storey addition that spans the ground floor, with a window at the center of the first floor and a round-arched attic window in the gablehead to the right.

The east elevation features a lower two-storey gabled projection with a gablehead stack at the center, which was reduced in height by about two-thirds in 1993. This projection has round-arched windows on the first floor, a narrow door, and a window on the return to the left, along with a late 19th-century addition to the right. There is a shallowly bowed oriel addition on the outer right bay of the main house, and a tall narrow window on each floor of the main house to the outer left.

The addition is a single-storey and basement structure with a flat roof, blocking course, and ball finials, designed in an L-plan that fits into the re-entrant angle formed with the two-storey projection at the rear. The north elevation of the addition has round-arched windows, one of which features a timber mullion, with a window in each bay on the east side, while the west side is blocked by the modern addition. The principal elevation has plate glass glazing in sash and case windows with two-pane lower sashes at the ground level, and the majority of the rear windows have lying-pane glazing. The gablehead stacks are made of coped sandstone ashlar with decorative cans, and there is a stack in the re-entrant angle of the single-storey block. The roof is covered with grey slates and includes rooflights. The interior was not seen in 1993.