National Westminster Bank is a Grade II listed building in the Ceredigion local planning authority area, Wales. First listed on 14 April 1992. Bank. 4 related planning applications.
National Westminster Bank
- WRENN ID
- far-kitchen-thyme
- Grade
- II
- Local Planning Authority
- Ceredigion
- Constituency
- Ceredigion Preseli MP: Ben Lake (PC)
- Country
- Wales
- Date first listed
- 14 April 1992
- Type
- Bank
- Address
- National Westminster Bank, 4 High Street, Cardigan, EH12 1HQ
- OS grid reference
- SN 177 460
- Coordinates
- 52.08239, -4.6615
- Source
- Cadw listing
Description
The National Westminster Bank is a house that has been altered, likely during its conversion for the National Provincial Bank around 1890. It features a stucco front, a slate roof, and modern brick end stacks. The building stands two and a half storeys tall and has a five-window range, consisting of three bays and two bays. The eaves overhang and are supported by paired brackets, with three hornless 12-pane sash windows set into half-dormers with flat roofs.
On the first floor, there are five four-pane sash windows from around 1890, which are set in slim raised surrounds. These windows are grouped with three on the left and two on the right, and they do not align with the windows above. The ground floor has five bays and three windows, with the main door to the bank and a door to the upper floors framed by a row of pilasters that have swollen capitals and an entablature. In front of the main door, in the wider bay, the entablature is broken forward and supported by two matching square piers. The windows feature plate glass sashes, and there is a modern main door with an overlight, along with a four-panel door with an overlight in the final bay.
Inside, the building retains two flights of the original mid-18th century staircase, which has twisted balusters, a moulded rail, and square newels. The upper landing features flat balusters.
Local climate
National Westminster Bank sits in one of the wettest parts of the UK, with an average of 1,180 mm of rain a year. This makes it wetter than 90% of listed buildings in the UK. Its exposure to wind-driven rain is greater than that of 96% of listed buildings.
It experiences an average of 7 freeze-thaw cycles a year, fewer than 95% of listed buildings. Of these, 2 follow at least 1 mm of rain in the preceding 48 hours. Average temperatures at this location have risen by 0.3°C per decade since 1991.
Averages for 1991–2020; temperature trend 1991–2025. Figures describe the wider area (a grid cell of roughly 10 km), not the individual site. Contains modified Copernicus Climate Change Service information 2026.
More on this building
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- No EPC on record for this property
- Sale history — 1 transaction since 2020
- Related listed building consents — 4 applications
- Detailed attributes — period, style, materials, features
- Flood risk assessment
- Radon risk assessment
- Weather exposure and heating demand — rain and frost month by month and year by year, wind direction, solar and humidity
Matched applications, energy data and sale records are assembled automatically and may contain errors. Flag incorrect data.
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