St John’s House (former Pearl Assurance Building) is a Grade II listed building in the Liverpool local planning authority area, England. First listed on 19 June 1985. Office building. 6 related planning applications.

St John’s House (former Pearl Assurance Building)

WRENN ID
ragged-pediment-heath
Grade
II
Local Planning Authority
Liverpool
Constituency
Liverpool Riverside MP: Kim Johnson (Lab)
Country
England
Date first listed
19 June 1985
Type
Office building
Address
St John’s House (former Pearl Assurance Building), 2-4, St John's Lane, L1 1RH
OS grid reference
SJ 348 906
Coordinates
53.40835, -2.98222
Source
Historic England listing

Also on this page: sale history · EPC · related consents · flood risk · radon risk · weather exposure · detailed attributes ↓

Description

St John’s House, formerly known as the Pearl Assurance Building, is an office building constructed between 1896 and 1898 by architect Alfred Waterhouse. It features a stone exterior with a granite ground floor and a slate roof. The building stands three storeys tall with attics and has five bays facing St. John's Lane, along with an octagonal corner tower and three bays facing Queen Square.

The ground floor showcases round-arched openings that have 20th-century shop fronts, while original glazing bars are visible above. A cornice features an entrance with a cusped round-arched head and a mosaic tympanum, flanked by shafts with capitals. To the left is a round-headed entrance, and to the right is a traceried round-headed window. The building has a pierced parapet adorned with pinnacles and a central traceried gable.

The first and second floors are fitted with paired sashed windows lacking glazing bars, separated by strings and carved panels. There is a corner stair window, a corbelled frieze with tracery, and a cornice above. Four dormers contain tripartite sashed windows, and there is tracery in the gables. The top stage of the tower includes windows with two round-headed lights beneath a round-headed relieving arch, which is pierced by a roundel. The panelled parapet displays the lettering "PEARL" on each face, topped with a slate spire and a lead cupola.

The end bay features a round corner turret with a moulded base that integrates into the wall. The octagonal top has a gallery with a pierced balcony and segmental arches, with windows behind, and a small spire with a lead finial. The facade facing Queen Square is similar but includes two tiers of windows in the dormers and crocketed finials above. The building also has five panelled stacks.

Local climate

St John’s House (former Pearl Assurance Building) sits in a wetter-than-average part of the UK, with an average of 1,080 mm of rain a year. This makes it wetter than 86% of listed buildings in the UK. Its exposure to wind-driven rain is greater than that of 75% of listed buildings.

It experiences an average of 19 freeze-thaw cycles a year, fewer than 81% of listed buildings. Of these, 9 follow at least 1 mm of rain in the preceding 48 hours. Average temperatures at this location have risen by 0.3°C per decade since 1991.

Averages for 1991–2020; temperature trend 1991–2025. Figures describe the wider area (a grid cell of roughly 10 km), not the individual site. Contains modified Copernicus Climate Change Service information 2026.

More on this building

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  • Full EPC report — heating system, energy costs, size, glazing, construction etc.
  • Sale history — 1 transaction since 2018
  • Related listed building consents — 6 applications
  • Detailed attributes — period, style, materials, features
  • Flood risk assessment
  • Radon risk assessment
  • Weather exposure and heating demand — rain and frost month by month and year by year, wind direction, solar and humidity
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