Braco's Banking House, 7 High Street, Elgin is a Grade A listed building in the Moray local planning authority area, Scotland. First listed on 26 January 1971. Banking house. 1 related planning application.
Braco's Banking House, 7 High Street, Elgin
- WRENN ID
- tilted-joist-gilt
- Grade
- A
- Local Planning Authority
- Moray
- Constituency
- Moray West, Nairn and Strathspey MP: Graham Leadbitter (SNP)
- Country
- Scotland
- Date first listed
- 26 January 1971
- Type
- Banking house
- Address
- Braco's Banking House, 7 High Street, Elgin, IV30 1EQ
- OS grid reference
- NJ 218 628
- Coordinates
- 57.649, -3.31031
- Source
- Historic Environment Scotland listing
Description
Braco's Banking House, located at 7 High Street in Elgin, dates back to 1694. This three-storey building features a symmetrical three-bay facade, constructed with harled walls and ashlar margins and dressings. The ground floor is arcaded, showcasing three round-headed arches supported by squat pillars with square, cushion-type capitals that exhibit primitive Ionic details. The arcade and window margins are adorned with roll moulding, and the windows are fitted with 12-pane sashes.
On the second floor, the windows in the outer bays are raised through the eaves, each topped with a scroll-decorated stone pediment. The pediment on the right (west) is dated 1694 and initialled I D, while the left (east) features a star (of Innes) and is initialled M I. Crowsteps, initials, and the date are also repeated on the skewputts.
The building has gable end stacks with deep roll-moulded chimneyheads and is topped with a graded stone slab roof and a stone ridge. At the rear, there is a two-storey, single-bay wing with an entrance at the re-entrant angle. The wall line is irregular in the pend, and the roof is supported by three heavy corbel stones, featuring a single swept dormer on the west side.
Local climate
Braco's Banking House, 7 High Street, Elgin sits in a wetter-than-average part of the UK, with an average of 980 mm of rain a year. This makes it wetter than 78% of listed buildings in the UK. Its exposure to wind-driven rain is lower than that of 69% of listed buildings.
It experiences an average of 22 freeze-thaw cycles a year, fewer than 77% of listed buildings. Of these, 16 follow at least 1 mm of rain in the preceding 48 hours. Average temperatures at this location have risen by 0.3°C per decade since 1991.
Averages for 1991–2020; temperature trend 1991–2025. Figures describe the wider area (a grid cell of roughly 10 km), not the individual site. Contains modified Copernicus Climate Change Service information 2026.
More on this building
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- Full EPC report — heating system, energy costs, size, glazing, construction etc.
- No sale records on file
- Related listed building consents — 1 application
- Detailed attributes — period, style, materials, features
- Flood risk assessment
- Radon risk assessment
- Weather exposure and heating demand — rain and frost month by month and year by year, wind direction, solar and humidity
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