116 High Street, Montrose

This is a three-storey Italianate banking and commercial building, dating from around 1870, situated within an irregular terrace on High Street, Montrose. The building is constructed of sandstone ashlar to the front elevation, with squared and snecked stone to the rear. The symmetrical tripartite frontage is characterised by channelled pilasters and is divided by eight round arched windows at the first floor. A cornice runs above the second floor, and an ornately bracketed wallhead cornice features alternating recessed squares. A balustrade is also present.

The principal eastern elevation features three modern shopfronts at ground level. The central bay has two round-arched windows at the first floor, with architraved and keystoned heads. The frieze to the centre continues as an impost band and forms the capitals to the pilaster mullions of the outer bays. There are two smaller, architraved windows at the second floor with lugged, shallow arch keystoned heads. The outer bays exhibit arcaded tripartite details at the first floor, and two shallow arch windows at the second.

The northern elevation abuts 106 High Street and is connected to three single and two-storey sections to the right. The asymmetrical elevations have irregular fenestration, with a harled wall bordering onto 108 High Street. A small gable end is visible to the left, adjoining the front block, and a timber-mullioned bipartite window is located at the first floor.

The southern elevation adjoins 118 and 120 High Street to the right and incorporates a three-storey section to the left. A modern single-storey addition, which is not included in this listing, is present.

The western elevation is asymmetrical with three sections extending from the front block. A two-storey gable end features a bipartite window to the left, while an advanced single-storey gable end incorporates a timber-mullioned bipartite. A larger two-storey section to the right is piended with a tympany gable. A door is positioned to the left at ground level, with a window at a raised principal floor, and two windows at the first floor. A modern single-storey addition is located to the right.

The windows are timber sash and case, with plate glass glazing. The roof is covered with grey slate, and features stone skews. There are three ashlar stacks with bracketed cornices and glazed polygonal cans at the north and south gableheads, and at the centre of the front block. A rendered stack is present at the tympany gable, a small gablehead stack on the single-storey building, a harled gablehead stack on the north-facing section, all with glazed polygonal cans.

The original banking hall no longer exists. The upper storeys were not inspected in 1997. Rubblestone and brick boundary walls are located to the rear on the north side.