Midshires Building Society is a Grade II listed building in the Liverpool local planning authority area, England. First listed on 14 March 1975. Bank. 11 related planning applications.

Midshires Building Society

WRENN ID
scattered-glass-evening
Grade
II
Local Planning Authority
Liverpool
Constituency
Liverpool Riverside MP: Kim Johnson (Lab)
Country
England
Date first listed
14 March 1975
Type
Bank
Address
Midshires Building Society, 3, Water Street, L2 0RD
OS grid reference
SJ 341 904
Coordinates
53.40672, -2.99185
Source
Historic England listing

Also on this page: sale history · related consents · flood risk · radon risk · weather exposure · detailed attributes ↓

Description

The Midshires Building Society is a bank building from the 1860s, located on Water Street. It is constructed of stone and features two storeys, with three bays facing Water Street and five bays on Lower Castle Street. The ground floor is rusticated, with quoins and a dentilled cornice above it. The first-floor windows are topped with pediments, and there are sashed windows above with fixed glazing bars. The building has a top modillioned cornice and a balustraded parapet. On the left side, there is a return with a pilastered doorway and the arms of Manchester and Liverpool above. An inscription on the quoin reads "Victoria Dei Gratia 1883," and the initials "MLDB" are found on the keystone. Above, there is a tripartite window, and the interior is classical in style, featuring swags.

Local climate

Midshires Building Society sits in a wetter-than-average part of the UK, with an average of 1,080 mm of rain a year. This makes it wetter than 86% of listed buildings in the UK. Its exposure to wind-driven rain is greater than that of 75% of listed buildings.

It experiences an average of 19 freeze-thaw cycles a year, fewer than 81% of listed buildings. Of these, 9 follow at least 1 mm of rain in the preceding 48 hours. Average temperatures at this location have risen by 0.3°C per decade since 1991.

Averages for 1991–2020; temperature trend 1991–2025. Figures describe the wider area (a grid cell of roughly 10 km), not the individual site. Contains modified Copernicus Climate Change Service information 2026.

More on this building

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  • No EPC on record for this property
  • Sale history — 2 transactions since 2015
  • Related listed building consents — 11 applications
  • Detailed attributes — period, style, materials, features
  • Flood risk assessment
  • Radon risk assessment
  • Weather exposure and heating demand — rain and frost month by month and year by year, wind direction, solar and humidity
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Nearby listed buildings

  1. 1 Water Street and 2 Castle Street Grade II 16 m
  2. 7 Water Street and 3 Fenwick Street Grade II 25 m
  3. Cheltenham and Gloucester Building Society Grade II 25 m
  4. National Westminster Bank Grade II* 51 m
  5. Martins Bank Building Grade II* 51 m
  6. Town Hall Grade I 54 m
  7. K2 Telephone Call Box Outside Liverpool Town Hall Grade II 56 m
  8. No. 1 Castle Street Grade II 61 m
  9. 3 and 5, Castle Street Grade II 62 m
  10. National Westminster Overseas Bank Grade II 66 m