25, St Ann Street

No. 25 St Ann Street is a bank with an attached manager's house, built in 1848 by J.E. Gregan for Benjamin Heywood's Bank. The building features sandstone ashlar and red brick with sandstone dressings, topped with hipped slate roofs. It has a tripartite plan, positioned on the corner of St Ann's Square, with the bank entrance bay in the center and the former manager's house to the right.

Designed in the Italian palazzo style, the bank is three storeys tall and has three bays plus a chamfered corner. It includes a plinth, rusticated quoins, and a rusticated ground floor with raised surrounds to large round-headed arches that contain Venetian windows supported by Ionic colonnettes. These arches are linked by a moulded impost band. The upper floors have sashed windows, with the center windows being tripartite. The first-floor windows feature pedimented Corinthian architraves and balustraded balconies, while the second-floor windows have enriched architraves, all connected by a similar moulded sill-band. The building is capped with a prominent dentilled and modillioned cornice.

The corner of the bank has a carved shield at the ground floor, and the upper floor windows mirror those at the front. The left return features tripartite windows on all floors, with the ground floor forming an arcade. The entrance bay has a single-storey porch with a round-headed doorway, marked by a lintel inscribed with "BANK" and emphasized by run-out voussoirs, along with a balustraded parapet.

The manager's house to the right is also three storeys tall and has four bays. It features a plinth, pronounced rusticated quoins at the corners, and a round-headed doorway in the third bay. The ground floor has a cornice, and the second floor has a moulded sill-band, with a plain brick frieze and a prominent modillioned cornice above. The sashed windows have moulded architraves, with the first-floor windows featuring panelled aprons and moulded cornices. The interior has not been inspected.