Lloyd's Bank

Lloyd's Bank is a three-storey building designed in the Free Classical style, featuring an ashlar front and a channelled ground floor. It has a slate roof with yellow brick chimney stacks. The building has three bays facing Windsor Road and five bays on the east side, which turns the corner into Albert Road. The bays on the main front are slightly narrower than those on the Windsor arcade, but the design maintains a strong horizontal emphasis with continuous cornices and deep bands between the floors. The band at the second floor is blind balustraded and extends around the corner along the Albert Road front.

On the Windsor Road side, pilasters separate the bays; these are Tuscan style and part fluted up to the second floor, while the first floor features fluted Corinthian style pilasters. The ends of the building have paired pilasters. The windows are horned sash types, square-headed on the second floor and round-arched on the first floor, with keystones and imposts. A bracketed pediment is positioned above the round-arched main entrance, flanked by lower round-arched windows.

The east side, which turns the corner into Albert Road, has similar windows on the first and second floors, but the bays are not separated by pilasters. The second, fourth, and fifth bays are slightly advanced, each featuring twinned first-floor windows with engaged central colonnettes. The ground floor has segmental-headed banking windows with keystones and aprons, although modern fascias have been inserted into the entablature. There is also a two-storey range, likely added later, that steps down to the right and includes a first-floor oriel. The rear of the building adjoins the side of the arcade. The banking hall has been modernised.