Midland Bank is a Grade II listed building in the Ceredigion local planning authority area, Wales. First listed on 14 April 1992. Gates/screens/lodges. 7 related planning applications.

Midland Bank

WRENN ID
heavy-terrace-bramble
Grade
II
Local Planning Authority
Ceredigion
Constituency
Ceredigion Preseli MP: Ben Lake (PC)
Country
Wales
Date first listed
14 April 1992
Type
Gates/screens/lodges
Address
Midland Bank, 11 High Street, Cardigan, SA43 1JN
OS grid reference
SN 177 460
Coordinates
52.08287, -4.66141
Source
Cadw listing

Also on this page: EPC · related consents · flood risk · radon risk · weather exposure · detailed attributes ↓

Description

The Midland Bank is a building constructed from Portland stone, featuring a green slate recessed mansard roof and tall stone-corniced red brick stacks at the north and east ends. It is one storey and an attic high, designed in a French 18th century style. The building has a recessed curved entry at the southeast corner, a three-bay front facing High Street, and a similar two-bay front on Eben's Lane.

The arched windows are set in channelled rusticated surrounds with keystones, elevated on a high plinth that supports pairs of Ionic columns. There is a full entablature, cornice, and parapet with balustrading above each window. Each front features a single central bulls-eye dormer. The cornice and plinth at the corner entry are stepped back, with channelled rustication above the plinth level, an ornate doorcase, and a blank plaque above that interrupts the main entablature. Above the cornice, there is an ornate open-pedimental clock aedicule with relief-carved pilasters, a festoon below the clock, and a cartouche above. The doorcase is adorned with a laurel-leaf architrave, a deep frieze with festoons beside a carved head, and large flanking console brackets topped with a cornice.

Rainwater heads at the ends of each front are dated 1914. However, all window glazing, doors, and interior fittings have been altered, and the plinth and third window on the High Street front have been cut; the window above has been modified for a cash dispenser.

Local climate

Midland Bank sits in one of the wettest parts of the UK, with an average of 1,180 mm of rain a year. This makes it wetter than 90% of listed buildings in the UK. Its exposure to wind-driven rain is greater than that of 96% of listed buildings.

It experiences an average of 7 freeze-thaw cycles a year, fewer than 95% of listed buildings. Of these, 2 follow at least 1 mm of rain in the preceding 48 hours. Average temperatures at this location have risen by 0.3°C per decade since 1991.

Averages for 1991–2020; temperature trend 1991–2025. Figures describe the wider area (a grid cell of roughly 10 km), not the individual site. Contains modified Copernicus Climate Change Service information 2026.

More on this building

Sign in or create a free account to unlock:

  • Full EPC report — heating system, energy costs, size, glazing, construction etc.
  • No sale records on file
  • Related listed building consents — 7 applications
  • Detailed attributes — period, style, materials, features
  • Flood risk assessment
  • Radon risk assessment
  • Weather exposure and heating demand — rain and frost month by month and year by year, wind direction, solar and humidity
Create free account

Matched applications, energy data and sale records are assembled automatically and may contain errors. Flag incorrect data.

Similar buildings

The closest matches to this building from all 493,000 UK listed buildings, by architecture, period and materials.

Nearby listed buildings

  1. 10 High Street Grade II 10 m
  2. 9 High Street Grade II 16 m
  3. 29 High Street Grade II 21 m
  4. 28 High Street Grade II 25 m
  5. Lloyds Bank Grade II 26 m
  6. The Black Lion Hotel Grade II 29 m
  7. The Spinning Wheel Grade II 42 m
  8. National Westminster Bank Grade II 54 m
  9. 35 High Street Grade II 72 m
  10. 36 High Street Grade II 77 m