132 High Street, 128, Ayr

132 High Street is a bank building designed by Robert Paton in 1856, with later alterations. It is a three-storey, six-bay symmetrical Renaissance palazzo structure. The exterior features polished ashlar stone, with the ground floor refaced in polished granite in 1963 by F Durward. The building has a deep base course, a mutuled shopfront cornice, a cill course on the first floor, and a dentilled and mutuled cornice, topped with a panelled parapet that includes dies. The window margins are architraved.

The west entrance elevation includes Doric columned porticoes on the outer left and right, a triglyph frieze, a mutuled cornice, and a panelled parapet. There are steps leading to two-leaf timber doors with fanlights, and four elongated windows in the central bays. The first and second floors have regular fenestration, with panelled aprons, a laurel pulvinated frieze, and pediments above the first-floor windows.

The first and second floors feature plate glass timber sash and case windows. The roof is covered with grey slate and has wallhead stacks with polygonal cans. The interior was not seen in 1998.