Bank Of Scotland, 56 Albert Street, Kirkwall

The Bank of Scotland, located at 56 Albert Street in Kirkwall, is a later 19th-century Italianate bank building. It is three stories high and has a rectangular plan with five bays. The third floor features three evenly spaced shell-headed niches. The exterior is made of polished sandstone ashlar with polished dressings, while the sides are constructed from random rubble. Key architectural details include a base course, a cill course at the ground floor, a cornice course at the third floor, and a coped blocking course with consoled dies over the shell niches, along with terminal dies at the corners. The ground and first floor windows have lugged architraves, while the third floor windows have plain architraves. The entrances feature consoled cornices and the first floor windows have bracketed cills. The building also has quoins.

On the northwest (principal) elevation, there are timber-panelled doors with large rectangular fanlights at the outer left and right sides on the ground floor, with a window in each bay in between. Each bay on the second floor also has a window, and the third floor features an alternating window and niche arrangement.

The southwest and northeast (side) elevations are irregularly fenestrated, with a wallhead stack on the southwest elevation. The windows are 4-pane timber sash and case. The roof material is not visible, but there is a corniced wallhead stack on the southwest, polygonal cans, and cast-iron rainwater goods. The interior was unseen as of 1998.