The Royal Bank Of Scotland, 1-3 St Germain Street, Catrine

The Royal Bank of Scotland, located at 1-3 St Germain Street in Catrine, was designed by Peddie and Kinnear and completed in 1873. This two-storey and attic building features three bays and includes a former manager's flat above. The principal elevations are made of coursed red sandstone ashlar, while the sides are constructed from dressed rubble, with a base course.

On the south elevation, which serves as the entrance, there are moulded architraves, cill courses, and a cornice. The central bays have tripartite windows, and the ground floor features doors with consoled cornices in the outer bays. The first floor has single windows in the outer bays. The attic contains a central tripartite arch-headed dormer, flanked by single segmental-headed dormers. The outer corners below the cornice are dated and monogrammed.

The west elevation has a gable with two windows at ground level and one in the attic. The east elevation was formerly adjoined by another building on the left and has been built out at ground level to the right. The rear elevation is irregular with three bays, featuring stair windows on the left and a pair of segmental-headed dormers, with a lower bay to the left.

The building has timber sash and case plate glass windows, with four panes on the sides and rear. It has a platform roof covered with grey slates, ashlar coped skews, and corniced ashlar stacks. The interior banking area has been largely modernised. The boundary walls consist of dwarf red sandstone walls and piers surrounding the car park.