89, CHARTERHOUSE STREET (See details for further address information)

No. 89 Charterhouse Street, which includes Nos. 2-6 St John Street, is a building originally constructed as either offices or a bank, now serving as a bank. It was completed in 1871, as indicated by a panel on the parapet. The structure is made of Portland stone with granite dressings and features a roof that is obscured by a parapet. It stands four storeys tall over a basement, with four windows facing Charterhouse Street and six windows on St John Street, along with one window in an oriel at the chamfered corner.

The building has a round-arched corner entrance framed by an architrave of grey polished granite, which is flanked by Doric columns made of pink polished granite. These columns support an entablature adorned with a key pattern frieze. The keystone of the entrance architrave transforms into a scrolled bracket that supports the entablature, while similar scrolled brackets extend across the entablature to support a two-storey semi-circular oriel at the corner. There is a flat-arched side entrance on St John Street, which includes a cast iron grille over the overlight.

The ground floor features banded rustication and basket-arched windows that are recessed in groups of three between the Doric columns, along with an entablature. The upper windows are generally flat-arched with moulded stucco architraves. On the oriel, the first-floor windows are flanked by fluted Corinthian pilasters, with a frieze of swags above. The second-floor windows have an enriched architrave, a balustrade, and panels of arabesques in the frieze. The building is topped with a cornice and blocking course.

On the remaining elevations, the first-floor windows are positioned between two halves of a Corinthian pilaster featuring a bayleaf frieze and pediment. The second-floor windows also have an enriched architrave and balustrade, with panels of arabesque above them. The third-floor windows are fitted with eared and shouldered architraves. The frieze includes a Vitruvian scroll with foliage enrichment, and there are scrolled brackets supporting the cornice and blocking course. The chamfered corner is capped with a segmental pediment that displays a monogram of U, S, and B. The parapet rises behind the pediment, supported by scrolled consoles, and encloses a date panel featuring a lionhead and drops, with an additional pedimented panel above. Below the ground floor windows, there is a cast iron spiked rail.