Bank Of Scotland, 55, 57 John Finnie Street, Kilmarnock

The Bank of Scotland, located at 55 and 57 John Finnie Street in Kilmarnock, is a two-storey and attic office and commercial building designed in the Flemish Renaissance style, likely by architect Gabriel Andrew around 1890. The building is constructed from red Ballochmyle sandstone ashlar, with a polished granite ground floor featuring ashlar arches. It includes band, lintel, and sill courses, as well as a mock parapet with pedimented attic windows.

On the principal (east) elevation, there are arched door surrounds at the outer bays, each containing two-leaf timber panelled doors with semi-circular fanlights above. An architraved arched surround leads into a band course, with granite below. The central bay has three slightly recessed arched windows, separated by pilasters. The first and attic floors feature two-storey, three and four-light canted oriel windows in the outer bays, topped with triangular pedimented gableheads. The central bay has a bipartite window on both the first and attic floors, also with a similarly gabled head in the attic.

The south elevation is adjacent to a much lower, late 20th-century three-storey retail and office building, which has a blind first floor with a central wallhead stack. The west (rear) elevation connects to a much lower, flat-roofed office building from the late 20th century.

On the north (Woodstock Street) elevation, there are four semi-circular arched windows on the ground floor, with three pilastered and transomed windows on each floor above. The attic windows feature architraved triangular pedimented gableheads.

The building has a steeply pitched, piended grey slate roof with lead ridging, flashing, and valleys. The painted cast-iron rainwater goods include a concealed gutter at the projecting cornice of the attic storey, with downpipes integrated into the cornicing that lead to the centre of the ground floor. A coursed red ashlar wallhead stack with projecting moulded neck copes is located at the centre of the south elevation, while the stack on the north elevation has been removed.

The interior was remodelled in 1988, creating a modern building society on the ground floor and office accommodation above. The John Finnie Street doorways feature two-leaf timber panelled doors leading to partially glazed inner doors with a heavy squared fanlight above. Some original timber work, such as skirting boards, remains, along with some plaster cornicing in the upper offices.