National Westminster Bank

The National Westminster Bank, originally known as the Westminster Bank, is a bank building located at 130 Lord Street in Southport. It was built in 1892 and designed by William Owen for Parr's Bank. The structure is made of sandstone ashlar and features a green slate roof, showcasing a Free Renaissance style. It has a rectangular plan situated on a corner site.

The building stands two storeys high with an attic and has a symmetrical composition with a pilastered three-bay center that is slightly recessed between gabled end bays. The exterior includes channelled rustication on both floors, a frieze between the floors, a moulded cornice, and a pierced strapwork parapet at the center adorned with two urns. The end bays feature tourelles and Dutch gables.

The three-bay center has a round-headed doorway and windows at the ground floor, all with stepped surrounds and keystones. Although originally designed with cross-windows, these have been replaced with plate glass. The first floor has square-headed cross-windows with balconies and cornices supported by consoles. Each outer bay contains one large round-headed opening at the ground floor: a recessed window on the left with a pilastered surround and altered glazing, and a doorway on the right with a semicircular hood resting on square vase-baluster pilasters, along with altered doors. The first floor features a pair of narrow transomed windows with segmental pediments and an oculus in the gable with a foliated surround.

The right-hand return to London Street has a layout of 1:1:3 bays, with the second bay gabled, matching the overall style but lacking doorways. The interior has not been inspected. The building forms a group with the War Memorial in London Square and the Post Office to its left.