Former Mercantile Bank of Lancashire is a Grade II listed building in the Manchester local planning authority area, England. First listed on 9 August 1988. Bank. 3 related planning applications.

Former Mercantile Bank of Lancashire

WRENN ID
sombre-dormer-finch
Grade
II
Local Planning Authority
Manchester
Constituency
Manchester Withington MP: Jeff Smith (Lab)
Country
England
Date first listed
9 August 1988
Type
Bank
Address
Former Mercantile Bank of Lancashire, Lapwing Lane, M20 2WS
OS grid reference
SJ 841 923
Coordinates
53.4273, -2.24007
Source
Historic England listing

Also on this page: sale history · EPC · related consents · flood risk · radon risk · weather exposure · detailed attributes ↓

Description

The Former Mercantile Bank of Lancashire is a building located on Lapwing Lane in Manchester, dating from 1903 and designed by Joseph Swarbrick. It features finely-pointed red brick with red and yellow terracotta detailing, topped by a hipped two-span red tiled roof with crested ridge tiles. The building has an L-shaped plan, with the longer section housing the former banking hall and general office, and the smaller section to the left containing the former manager's office.

It is a single-storey structure with two bays plus two bays facing Lapwing Lane and three bays facing Cresswell Grove. Architectural details include corner pilasters, a plinth, a moulded sill-band above an arcade of round-headed arches, a yellow terracotta string-course, and a frieze featuring a terracotta panel inscribed "MERCANTILE BANK OF LANCASHIRE LIMITED." The prominent cornice is modillioned and enriched with an egg-and-dart motif, and the building is capped with a coped parapet.

The left bay of the main range has double doors with raised panels, while the other bays, which were boarded at the time of survey, featured three-light round-headed tripartite windows. The right-hand corner has a well-detailed recessed downpipe and rainwater head dated 1903.

Inside, as of 1988, the bank retains mahogany doors with lugged surrounds, two staircases leading to the vaults with turned balusters, egg-and-dart cornices, and mosaic floors.

Local climate

Former Mercantile Bank of Lancashire sits in a wetter-than-average part of the UK, with an average of 1,040 mm of rain a year. This makes it wetter than 84% of listed buildings in the UK. Its exposure to wind-driven rain is greater than that of 73% of listed buildings.

It experiences an average of 41 freeze-thaw cycles a year, more than 79% of listed buildings. Of these, 22 follow at least 1 mm of rain in the preceding 48 hours. Average temperatures at this location have risen by 0.3°C per decade since 1991.

Averages for 1991–2020; temperature trend 1991–2025. Figures describe the wider area (a grid cell of roughly 10 km), not the individual site. Contains modified Copernicus Climate Change Service information 2026.

More on this building

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  • Full EPC report — heating system, energy costs, size, glazing, construction etc.
  • Sale history — 1 transaction since 1999
  • Related listed building consents — 3 applications
  • Detailed attributes — period, style, materials, features
  • Flood risk assessment
  • Radon risk assessment
  • Weather exposure and heating demand — rain and frost month by month and year by year, wind direction, solar and humidity
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