148-150 High Street, Kirkcaldy

148-150 High Street in Kirkcaldy is a former bank building, likely designed by James Gillespie Graham, dating from the early 19th century. The front of the building was altered in 1894 and again in the late 20th century. It is a three-storey, five-bay structure that now serves as a tenement with shops on the ground floor. The building features ashlar stonework with squared rubble and harl at the rear, along with stone margins. Architectural details include a base course, a cornice at the ground floor, cill courses on the first and second floors, an eaves cornice, and a blocking course. The openings are characterized by elliptical and basket arches, pedimented and pilastered doorways, as well as architraved and canopied windows, all adorned with keystones.

On the north elevation facing High Street, there is a slightly advanced pend entrance at the center, flanked by Doric columns, a stepped and part-fluted frieze, a dentilled cornice, and a coped balustrade with flanking dies. Shops are positioned to the right and left of the entrance, each featuring an elliptical-arched, keystoned, and pilastered polished granite doorcase beneath a frieze with fluted capitals and a pediment that includes a thistle and the inscription 'COMMERCIAL BANK BUILDINGS' in the tympanum. The flanking display windows have similar outer granite pilasters and friezes. The first floor has five canopied windows, with the central window having an advanced balustrade matching that of the pend entrance, while the outer bays also feature similarly detailed balustrades. The second floor has regular fenestration and piended dormer windows on either side of the center bay.

The south elevation is nearly symmetrical above the ground floor. It features a basket-arched pend entrance at the center, flanked by advanced, two-storey lean-to stair towers, and an additional turret-roofed stair tower on the outer left.

The building has 12- and 15-pane glazing patterns in timber sash and case windows, grey slate roofing, and coped ashlar stacks with cans and ashlar-coped skews.