Bank Of Scotland, 114 High St, Kirkcaldy

The Bank of Scotland, located at 114 High Street in Kirkcaldy, was designed by Peddie & Kinnear in 1887 and has undergone several alterations, including changes to the ground floor in 1929, and to the first and second floors in 1946, as well as late 20th-century modifications. This three-storey, four-bay building is constructed in a classical palazzo style with a piend roof and features flatted accommodation above. The exterior is finished in polished ashlar, with rustication at the ground level and squared rubble.

Architectural details include a base course, a corniced frieze, a cill course on the first floor, a dividing course, and a mutuled eaves cornice. The windows are architraved, with a round-arched arcade and pedimented windows on the first floor that have pulvinated friezes. The second floor features lugged windows with moulded aprons, and voussoirs above the windows.

On the north elevation facing High Street, the ground floor is arcaded, with steps leading up to deep-set glazed doors in the outer bays, flanked by windows that contain cash dispensing machines in the inner bays. The piers are banded at the impost level and feature rusticated voussoirs, topped by a full-width festooned frieze. The first and second floors have regular fenestration and are capped by a deeply projecting mutuled cornice.

The windows on the upper floors are timber sash and case with a four-pane glazing pattern, while the ground floor has fixed glass glazing. The roof is covered with grey slates, and there are ashlar coped squared rubble stacks with cans, along with cast-iron downpipes that feature decorative rainwater hoppers.

The interior has been altered over time.