4 Bernard Street, Edinburgh

4 Bernard Street in Edinburgh is a 2-storey, 4-bay flat-roofed bank built in 1923 by J M Johnston, featuring modernistic classical details. The facade is made of cream ashlar, while the rear is constructed of red brick with concrete lintels. The building has a tall base course and tall round-arched openings on the ground floor, which are adorned with rusticated voussoirs and keystones that support a band course above. The second floor windows have stylised banded jambs, and there is a dentilled block cornice with diamond insets. A tall channelled ashlar parapet features dies and pierced saltire insets, and the bays are separated by shallow stepped pilasters that have distinctive stylised carved motifs at the top and bottom.

On the front elevation, there is a tall doorway on the outer left with a panelled lintel that includes a stylised bayleaf motif. This doorway has an ornamental iron grille with a Greek key pattern and a monogram in a tall wrought-iron fanlight. An ornamental iron gate with a Greek key pattern and bayleaf motifs leads to a single window above. The remaining bays feature single windows.

The rear elevation has a 2-storey rectangular projection in the centre bays, with large single and paired windows. The windows are metal fixed-pane and casement types with diamond insets on the crossbar. The flat roof is covered with asphalt on concrete.

Inside, the vestibule features a groin vault made of black, white, and green marble, with a ceiling decorated in gold, purple, and turquoise mosaics. There are two doorways with green marble surrounds; one leads to the upstairs offices and has a fleuron-studded architrave, granite balustrade, and a semi-circular radial fanlight. The other doorway leads to the telling hall and features a semi-circular stained glass armorial fanlight and an ornamental sliding grille. The interior also includes an original cylindrical lamp and ironmongery, as well as a compartmental ceiling in the telling hall with stylised carved plaster dentils.