1, LOWTHIAN LANE (See details for further address information)

This is a terrace of twelve shops with offices and flats above, built in 1851. It is located on Bank Street in Carlisle, and also includes numbers 1 Lowthian Lane and 45 Lowther Street. The building is constructed of Flemish bond brickwork with light brick headers, and has calciferous sandstone dressings, string courses, and a bracketed cornice, some of which is painted. The roof is slate, with some dormers, and has 19th and 20th-century brick chimney stacks.

The terrace has three storeys and thirty-one continuous bays on the upper floor, with a slight break in the cornice. The building is divided into shops of two, three and four bays. The ground-floor shop fronts are largely 20th century, with many dating from the 1970s and 1980s. However, numbers 5-9 (formerly Will Nixon & Sons), number 11 (formerly John Watt & Son), and numbers 43, 45, and 47 retain their early 20th-century shop front features.

Most of the sash windows above remain, featuring glazing bars in brick reveals, with string course sills. Windows on the first floor have bracketed hoods. Number 51, at the end of the street, connects to number 45 Lowther Street, which has a three-bay return of similar design.

The interior of the main terrace and the Rose and Crown Inn at number 1 Lowthian Lane have not been inspected. The Rose and Crown Inn is lower, with two storeys and two bays, featuring a front door on the right and a shop window on the left. It is cement rendered. A brass bar formerly positioned in front of the shop window was removed to Carlisle Museum in the early 1980s.

Bank Street was newly formed in 1849, and construction of properties was restricted to the north side of the street due to the existence of White Hart Lane to the south.